A Study on Retirement Planning Awareness Among Salaried Persons in Pune City
Author :
Vitthal Daulat Sargar, Riddhi Videsh Surve, Dr. Prashant Kalwade, Professor Abhijeet BharatiJourna Name:
International Journal for Novel Research in Economics, Finance and Management Volume:
4 issue:2 Year:Volume-4-issue-2 Views : 243
Abstract:
This study examines the level of awareness regarding retirement planning among salaried individuals in Pune city. With increasing financial responsibilities, inflation, and changing socio-economic conditions, retirement planning has become essential for long-term financial security. The research focuses on awareness of key retirement instruments such as Employee Provident Fund (EPF), Public Provident Fund (PPF), National Pension System (NPS), and insurance policies. A quantitative research approach was adopted, and data was collected from 150 respondents using a structured questionnaire. The findings indicate that while a majority of respondents are generally aware of retirement planning options, a significant portion lacks in-depth knowledge and clarity. The study highlights the need for improved financial literacy and structured guidance to encourage effective retirement planning among salaried individuals.
APA:Vitthal Daulat Sargar, Riddhi Videsh Surve, Dr. Prashant Kalwade, Professor Abhijeet Bharati. (Volume-4, Issue-2 -(Year-Volume-4-issue-2)). A Study on Retirement Planning Awareness Among Salaried Persons in Pune City. Retrieved from https://ijnrefm.com/wp-content/uploads/ijnrefm-volume4-issue2-332.pdf
Chicago:Vitthal Daulat Sargar, Riddhi Videsh Surve, Dr. Prashant Kalwade, Professor Abhijeet Bharati. "A Study on Retirement Planning Awareness Among Salaried Persons in Pune City" Example, Volume-4-issue-2-Year-Volume-4-issue-2-3048-7722. https://ijnrefm.com/wp-content/uploads/ijnrefm-volume4-issue2-332.pdf.